Terms & Conditions

This website provides information about real estate crowdlending services offered by Optimagestiolatam S.A.S. in Colombia. The content is informational and does not constitute a public securities offering or personalized financial advice. Any investment decision should be made after individual analysis and, if necessary, with the advice of qualified professionals.

To use our investment services, you must: • Be of legal age under Colombian law (18 years or older). • Have legal capacity to enter into contracts. • Provide truthful, complete, and up-to-date information during the registration process. • Comply with current anti-money laundering and counter-terrorism financing regulations in Colombia.

Optimagestiolatam S.A.S. operates as a technology platform that facilitates the connection between investors and real estate developers. We are not a financial institution supervised by the Financial Superintendence of Colombia. Investments made through our platform carry risks inherent to the real estate market and are not covered by the Financial Institutions Guarantee Fund (FOGAFÍN).

By investing through our platform, you acknowledge and accept that: • All real estate investment involves risks, including the possible partial or total loss of invested capital. • Past returns do not guarantee future returns. • Project timelines may be extended due to factors beyond our control. • The liquidity of real estate investments is generally limited. • Market conditions may negatively affect the value of projects.

All website content, including texts, graphics, logos, images, icons, software, databases, and their arrangement on the site, are the property of Optimagestiolatam S.A.S. or its licensors, and are protected by Colombian and international intellectual property laws, including Andean Community Decision 486 and Law 23 of 1982 and its amendments.

Optimagestiolatam S.A.S. shall not be liable for direct, indirect, incidental, or consequential damages arising from the use or inability to use this website or associated services. We make reasonable efforts to keep the information up-to-date and accurate, but we do not guarantee the absence of errors or service interruptions.

These Terms and Conditions are governed by the laws of the Republic of Colombia. Any dispute arising from the interpretation or compliance with these terms shall be submitted to the jurisdiction of the competent courts of Bogotá D.C., Colombia, unless applicable regulations provide otherwise.

We reserve the right to modify these Terms and Conditions at any time. Modifications will take effect upon publication on this website. Continued use of the site after the publication of changes constitutes acceptance of the same.

For any inquiries about these Terms and Conditions, you may contact us through: • Email: legal@optimagestiolatam.com • Address: Carrera 7 No. 71-21, Torre B, Office 1204, Bogotá D.C., Colombia • Phone: +57 (601) 742 3890